The purpose of this study was to determine the effect of regional gross domestic product, non-performing loans, and loan interest rates on credit absorption by SMEs in Aceh province in the long term. The data used is secondary data in the form of a quarter 1st quarter 1995 to third quarter 2015. The model used in this study is a model of Vector Error Correction Model (VECM) to find out the results of short-term estimates, and using Johansen cointegration test to determine the relationship long-term between variables. The data used in this study has been tested with Augmented Dickey Fuller (ADF) to determine the stationary data. Based on this study it was found that in the long term there is a cointegration relationship between the variables studied. In the short term, the variables affecting the gross regional domestic product and has a one-way relationship with SME loans while variable interest rates have a causal relationship with SME loans in Aceh province, while the NPL variable does not have a causal relationship with SME loans. Keywords: SME Loans, Gross Domestic Product, Non Performimg Loan, Interest Rates, Vector Error Correction Model (VECM).
Published by | Lembaga Komunitas Informasi Teknologi Aceh |
Journal Name | Jurnal EMT KITA |
Contact Phone | - |
Contact Name | - |
Contact Email | - |
Location | , INDONESIA |
Website | emt| http://journal.lembagakita.org/index.php/emt| |
ISSN | ISSN : 25797972, EISSN : 25496204, DOI : -, |
Core Subject | Economy, |
Meta Subject | Economics, Econometrics & Finance, |
Meta Desc | The Jurnal Ekonomi Manajemen Teknologi (EMT) KITA is one of the scientific publications published by the KITA Institute. The purpose of this Journal is to support the theory and practice of development management in the dissemination of research findings in the field. This journal covers fields such as People's Knowledge and Management, Operations and Performance Management, Business Risk, Finance and Accounting, Entrepreneurship, Strategic Business and Strategic Marketing and Decision Making and Negotiation. |
Penulis | Hamdani, Hamdani , Ismail, Ismail , Murhadi, Thasrif |
Publisher Article | Lembaga KITA |
Subtitle Article | Jurnal EMT KITA Vol 4, No 2 (2020): Journal EMT KITA |
Scholar Google | http://scholar.google.com/scholar?q=%2Bintitle%3A&… |
View Article | http://journal.lembagakita.org… |
DOI | https://doi.org/10.35870/emt.v4i2.1… |
DOI Number | DOI: 10.35870/emt.v4i2.129 |
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