Interpay
Interpay Nederland was the Dutch payment processor and payment product provider that operated from 1994 until 2006. Interpay owned the payment systems PIN, Chipknip, Acceptgiro and Incasso.[1] The organisation was owned by a consortium of Dutch banks. In 2005, they spun off Currence which in 2006 merged with German company Transaktionsinstitut für Zahlungsverkehrsdienstleistungen AG to form Equens. HistoryInterpay was founded as a merger between BeaNet, the Bankgirocentrale and Eurocard Nederland. ING Group was the largest shareholder of Interpay, at around 30%.[2] In 1995, Interpay started with a pilot of the Chipknip.[3] Trouw noted in 2001 that a smooth transition to the Euro was dependent on Interpay.[4] In 2003, Annemarie Jorritsma became a commissioner at Interpay.[5] In September 2003, Interpay started together with Banksys and SSB the company Sinsys for credit cards, to reduce costs.[6] Sinsys ultimately became wholly owned by SIA in 2012.[7] Director Willem Stolwijk left in 2006 and was replaced by Ben Haasdijk.[8] In 2004, Interpay was forced to lower their tariffs for the hospitality sector.[9] The Netherlands Competition Authority fined Interpay for 30 million euros because their tariffs were 5 to 7 times too high.[10] In 2004, Interpay sold their Document Services division to Unisys.[11] In September 2006, it was merged with the German Transaktionsinstitut to form Equens.[12] Transaction processingIn 2005, Interpay processed 3.3 billion financial transactions.[13] SubsidiariesInterpay had two subsidiaries: Paysquare which facilitated the acceptance of credit cards, and InterEGI which distributed the prepaid Chipknip.[14] References
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