蓝十字蓝盾协会(英語:Blue Cross Blue Shield Association,缩写:BCBSA)是位于美国的一个由34家当地独立运营的公司联合组成的医疗保险联盟组织,其覆盖范围超过1亿1500万人[2][3]。其分别由两家组织于1982年合并而成:于1929年成立的蓝十字(Blue Cross),随后在1960年改为蓝十字协会;于1939年成立的蓝盾(Blue Shield),随后在1948年改为蓝盾协会。
在医疗保险界,它常常被称作 The Blues[4],并分别在芝加哥和华盛顿特区设有总部。其主要办公室位于芝加哥的伊利诺伊中心,地址为北密歇根大道225号。该协会声称控制着全美以及超过170个其他国家的蓝十字会和蓝盾商标和名称的使用权,并将其授权给附属公司,用于特定的独占地理服务区域[5]。其在美国所有50个州、哥伦比亚特区和波多黎各都拥有附属计划,还为许多海外国家的特许经营者提供计划;它还参与美国联邦政府雇员的全国性健康保险计划[6]。该协会负责管理其成员之间的沟通以及成为其商标特许经营者所需的运营政策。通过这一联盟,使得其每家协会公司尽管只在其指定的服务区域内运营,却都能够提供全国性的保险覆盖[5]。
附属成员公司
跨州私有公司
- CareFirst
- District of Columbia
- Maryland
- Parts of Virginia (Alexandria City, Arlington County, Falls Church City, and parts of Fairfax County)
- Health Care Service Corporation
- Blue Cross Blue Shield of Illinois
- Blue Cross Blue Shield of Montana
- Blue Cross Blue Shield of New Mexico
- Blue Cross Blue Shield of Oklahoma
- Blue Cross Blue Shield of Texas
- Highmark
- Highmark Blue Cross Blue Shield (Western and Northeastern Pennsylvania)
- Highmark Blue Shield (Eastern & Central Pennsylvania)
- Highmark Blue Cross Blue Shield Delaware (Delaware)
- Highmark Blue Shield of Northeastern New York (New York)
- Highmark Blue Cross Blue Shield West Virginia (formerly Mountain State Blue Cross Blue Shield) (West Virginia)
- Highmark Blue Cross Blue Shield of Western New York (New York)
- Premera
- Premera Blue Cross Blue Shield of Alaska
- Premera Blue Cross (Washington)
- Cambia Health Solutions
- Regence BlueShield of Idaho
- Regence BlueCross BlueShield of Oregon
- Regence BlueCross BlueShield of Utah
- Regence BlueShield (Washington)
- Wellmark Blue Cross Blue Shield
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上市公司
- Elevance Health(原Anthem)
- Anthem Blue Cross and Blue Shield[7]
- Colorado
- Connecticut
- Georgia
- Indiana
- Kentucky
- Maine
- Missouri (excluding 30 counties in the Kansas City area)
- Nevada
- New Hampshire
- Ohio
- Virginia (excluding Alexandria City, Arlington County, Falls Church City, and parts of Fairfax County)
- Wisconsin
- Anthem Blue Cross (California)[7]
- Blue Cross Blue Shield of Georgia[7]
- Empire Blue Cross Blue Shield (New York)[7]
美国海外公司
- Blue Cross Blue Shield of Costa Rica
- Blue Cross Blue Shield of Panama
- Blue Cross Blue Shield of Uruguay
- Blue Cross of Canada
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参考文献