Consumer credit growth at commersial bank in Indonesia has significantimprovement during the last few years. Market share of consumer credit iscontinues to grow and even since 2003 exactly, it’s portion within creditportofolio of commercial bank had exceeded the investment credit. With rapid growth, consumer credit become to concern of government nowadays. The government worried great quantity of consumer credit can has an impact that will not be good for the economy. However, some people opine that consumer credit also has a positive effect on the economy. This research have goal to know and analyze factors are influencing consumer credit and also to know how credit consumer is influencing the economic growth. The data used in this research is secondary data that contitute an annual time series data period 2000-2013. The data used include consumer credit amount, consumer credit interst rate, dependency ratio, income per capita, inflation and economic growth. For data analyze used OLS (Ordinary Least Square) method with SPSS 17.0 software help. The estimated result show that consumer credit interst rate, dependency ratio and income per capita have significant influence to consumer credit. While inflation does not significantly affect consumer credit. Calculation results R Square value is 0.994. Its mean 99,4 percent consumer credit growth can be explained by four independent variables. While the remaining 0,6 percent explained by other variables outside the model. The second model show that consumer credit has positive and significant influence to Indonesian economic growth. R2 value in the amount of 0.461 means alteration of economic growth value influenced by alteration of consumer credit value in commercial banks in Indonesia.Keywords : Consumer Credit, Interst Rate, Dependency Ratio, Income per capita, Inflation, Economic Growth

Informasi yang terkait dengan Analisis faktor faktor yang mempengaruhi pertumbuhan kredit konsumsi serta pengaruhnya terhadap pertumbuhan ekonomi di Indonesia

Analisis Analisis matematis Analisis bingkai Analisis pekerjaan Analisis jalur Analisis kebijakan Analisis struktur Analisis semantik Kimia analisis Analisis varians Analisis teknis Analisis numerik Analisis isi Analisis frekuensi Analisis jabatan Analisis Fourier Analisis SWOT Analisis leksikal Unit Analisis Perilaku Analisis tren Analisis biaya-manfaat Biro Analisis Ekonomi Analisis riil Analisis paradigmatik Analisis koliform Analisis fundamental Analisis lima kekuatan Porter Analisis diskriminan linear Analisis dimensi Analisis kejahatan Analisis Korelasi Asimetris Daftar topik analisis re…

al Analisis kelompok Analisis unsur Analisis Lima Mengapa Analisis wacana Analisis keuangan Pusat Pelaporan dan Analisis Transaksi Keuangan Analisis PEST Analisis data Analisis komponen utama Analisis percakapan Analisis fungsional Analisis termal diferensial Analisis dampak lingkungan Analisis panel Analisis situasi Analisis kriptografi Analisis laporan keuangan Analisis lokal Tingkat analisis Analisis ekonomik Analisis kompleks Analisis sitiran Analisis kredit Gravimetri (kimia) Analisis media periklanan Analisis bahaya dan pengendalian titik kritis Analisis regresi Analisis wacana kritis Target analisis Pusat Analisis Jaringan Sosial Daftar topik analisis Fourier Analisis statistik Analisis sistem tenaga listrik Daftar topik analisis fungsional Analisis Bayes Abu (analisis kimia) Analisis perilaku klinis Sertifikat analisis Analisis kesalahan berbahasa Analisis anorganik kualitatif Daftar topik analisis numerik Analisis faktor Analisis retrosintetis Statistika multivariat Analisis kontrastif Daftar topik analisis kompleks Politeknik AKA Bogor Analisis profitabilitas Analisis dampak lalu lintas Analisis kebutuhan Analisis kebijakan luar negeri Analisis gugus ujung Analisis perila